AegisAI Perspectives · 056
With 51% of schools and districts reporting a cyber incident in the past 12 months, judge each email tool on payroll fraud, impersonation and staff time.

Choose email security for universities and K-12 schools by what it catches in staff mail and how little work it adds: 51% of schools and districts reported a cyber incident in the past 12 months1. The criteria below apply the same way on Google Workspace and Microsoft 365. AegisAI is one example of the API approach, and it reads mail through either platform's API after delivery22.
Start with the attacks that move money or hand over accounts. In the same CIS survey, 34% of schools and districts reported impacts to school operations from cyber incidents2. The FBI names education first among the sectors most affected by payroll diversion phishing4.
Business email compromise is the second threat to rank. The FBI received 24,768 business email compromise complaints in 20258, with reported losses of $3,046,598,558. A school pays vendors and staff by email request every week, so both threats reach the business office.
Pick a tool that a one or two person IT team can run without a security operations center. The CIS report found that 66% of districts have just one or two people responsible for cybersecurity3. A tool that sends every suspicious message to an admin queue moves the work to those people.
Count the queue in a trial. Record how many messages per week need a human decision, and who makes it when the IT lead is at a board meeting.
Question to ask a vendor: in a trial on our tenant, how many messages per week needed a human decision, and what did each one show the reviewer?
Read your own tenant's defaults before you buy anything, because both platforms ship protections that a school may not have turned up. In Gmail, Keep email in inbox and show warning is the default for each spoofing option10. Gmail can also flag look-alike domains and outside messages that use a name from your directory. Security Sandbox scanning can delay message delivery by up to 3 minutes12.
In Microsoft 365, the built-in protections for all cloud mailboxes are included and are on by default13. Impersonation settings exist only in Defender for Office 36514, and no sender addresses are protected from impersonation until an admin adds them. Zero-hour auto purge searches only the last 48 hours of delivered email16.
The platform pages go further: see how to choose email security for Google Workspace and how to choose email security for Microsoft 365.
Question to ask a vendor: which threats did your trial find in mail our platform had already delivered to the inbox, with each default setting left as it was?
Ask the vendor to show the mailbox rule, not only the phishing email. In payroll diversion, the attacker adds rules to the employee's email account so the employee does not see alerts about the direct deposit change5. A filter that reads only inbound messages misses that step, because the rule is set from inside a signed-in account. The page on how email account takeover works shows the full chain.
Question to ask a vendor: do you alert on a new inbox rule that hides or deletes messages from the payroll or HR system?
Ask what the tool does with a message that asks to change where money goes. Business email compromise caused an exposed loss of $55,499,915,582 between October 2013 and December 20236. The FBI advises using secondary channels or two-factor authentication to verify requests for changes in account information. A school's business office needs a written callback rule for vendor and payroll changes, and the tool should flag the request so the rule gets used.
Question to ask a vendor: when a vendor asks to change bank details by email, what does the business office see on that message, and why?
Treat the provider as an outside party with access to education records, and put its limits in the contract. FERPA lets an outside party act as a school official only if it is under the direct control of the school with respect to the use and maintenance of education records17. The school must also use reasonable methods so officials see only the records they have a legitimate educational interest in. FERPA requires written consent that is signed and dated before any other disclosure19.
Staff email carries grades and accommodation letters, so an email security tool reads education records as part of its work.
Question to ask a vendor: what do you store from our mail, who on your side can open it, and how do we confirm deletion when the contract ends?
Map the tool to the email part of your internet safety policy before the next E-rate filing. Under CIPA, that policy must address the safety and security of minors when using electronic mail20. CIPA compliance documents must be retained for at least 10 years. Ask how long the tool keeps its verdict logs, and whether you can export them into your own records.
Question to ask a vendor: can we export every verdict and removal log for student mailboxes, in a format our records office can keep?
| Criterion | API-based tool | Secure email gateway | Built-in platform controls | Managed service |
|---|---|---|---|---|
| Mail routing | No MX change, connects through the platform API | MX records point to the gateway | No change, part of the platform | Set by the tool the provider runs |
| Staff time | Verdicts with reasons, removal after review | Quarantine queue for the admin | Warnings and spam folder by policy | Provider staff review alerts |
| Mailbox rules and account takeover | Reads activity inside the tenant through the API | Sees messages in transit only | Depends on edition and settings | Set by the tool the provider runs |
| After delivery | Removes from every mailbox after delivery | Acts before the platform receives mail | Retroactive removal within the platform's window | Set by the tool the provider runs |
| Student record access | OAuth grant the admin approves and revokes | All inbound mail passes through it | Covered by the platform agreement | Provider staff access to your tenant |
| Works on both platforms | One connection per tenant | One MX change per domain | Separate settings on each platform | Depends on the provider |
Answer each item yes or no, with evidence from a trial on your own tenant.
Does the tool run in monitoring mode first, with nothing moved or deleted?
Did the trial report threats that your platform had already delivered to the inbox?
Can a one or two person IT team clear the weekly review queue?
Does the tool alert on new inbox rules that hide payroll or HR messages?
Does a bank detail change request get flagged for a callback?
Does every verdict come with a reason your team can read?
Does one removal reach every copy of a message, forwards included?
Does the contract state what the provider stores and who can open it?
Can you export verdict and removal logs for your records office?
Does the same tool cover Google Workspace and Microsoft 365 if your school runs both?
Illustrative example, figures are fictional. A district with 2,400 staff mailboxes and two IT staff runs an API tool in monitoring mode for 14 days. The tool flags 41 delivered messages. The IT lead reviews each reason and confirms 29, including 6 requests to change direct deposit details. One staff account has a new rule that deletes messages from the payroll system. The district resets that account, turns on removal in week three, and adds a callback rule for bank changes.
AegisAI reads mail through the Microsoft 365 or Google Workspace API after delivery, so the MX records stay as they are. It starts in monitoring mode, and removal needs write access your admin grants and can revoke23. It pulls a confirmed threat from every inbox it reached, forwards included. Each verdict comes with its reason in plain language. It takes about five minutes to connect, and a trial on your own tenant shows results in five days.
Track three numbers from the first day of the trial.
The best tool is the one that passes the 10-item checklist on your own tenant. Start from your platform's defaults, count what a trial finds in delivered mail, and check the staff time each verdict needs.
Only if a trial finds threats the platform delivered. Gmail keeps spoofed mail in the inbox with a warning by default, and Microsoft 365 protects no senders from impersonation until an admin adds them.
Choose a tool whose verdicts come with reasons and whose review queue fits your staff hours. 66% of districts have one or two people responsible for cybersecurity, so measure the weekly queue in a trial.
FERPA governs the school's disclosure of education records. A provider that reads staff mail sees those records, so it must be under the school's direct control for their use and maintenance. Put that control in the contract.
Watch for mailbox rules that hide payroll alerts, and confirm every direct deposit change through a second channel, as the FBI advises for account changes. Ask your email security tool to alert on both.